DLS Capital Management Limited Terms of Business
DLS Capital Management Limited of 25 Merrion Square, Dublin 2, specialise in the provision of Investment Advice, Financial Planning and Retirement Services to consumers.
DLS Capital Management Limited is regulated by the Central Bank of Ireland as a Multi-Agency Intermediary under the Investment Intermediaries Act, 1995, as an Insurance Intermediary under the European Communities (Insurance Mediation) Regulations, 2005. The Central Bank of Ireland holds registers of regulated firms. You may contact the Central Bank of Ireland on (01) 2246000 or alternatively visit their website on www.centralbank.ie to verify our credentials.
DLS Capital Management Limited is a member of the Professional Insurance Brokers Association. DLS Capital Management Ltd does not hold a shareholding in any insurance undertaking and likewise no insurer has a shareholding in our firm.
DLS Capital Management Limited is regulated by the Central Bank of Ireland. Our regulator number is 51989. Our firm is subject to the following codes of conduct issued by the Central Bank of Ireland. These codes offer protection to our clients and all of the Codes can be found on the Central Bank’s website www.centralbank.ie - Consumer Protection Code 2012, Minimum Competency Code 2011, Prudential Handbook for Authorised Advisors and Restricted Intermediaries.
DLS Capital Management Limited can provide advice on a fair analysis of the market in relation to all aspects of pensions and investments and also in relation to life assurance products (Term Cover, Serious Illness and Permanent Health Insurance). We also transmit orders on client’s behalf to any of the insurance undertakings or product producers from whom the Company hold letters of appointment. A list of all such entities is contained elsewhere in these Terms of Business.
Fee Based Advice
- Advisor fees: €250 per hour plus VAT
- Support Staff €100 per hour plus VAT
Conflict of interest:
It is the policy of DLS Capital Management Limited to avoid a conflict of interest when providing services to clients. Where an unavoidable conflict arises we will advise you of this in writing before providing any business services. If you have not been made aware of any such conflict you may assume that none arises.
DLS Capital Management Limited is a member of the Investor Compensation Scheme established under the Investor Compensation Act 1998. The legislation provides for the establishment of a compensation scheme and to the payment in certain circumstances, of compensation to clients of firms covered by the Act. However you should also be aware that a right to compensation would only arise where money or investment instruments held by this company on your behalf cannot be returned either for the time being or for the foreseeable future and where the client falls within the definition of eligible investor as contained in the Act. In the event that a right to compensation is established, the amount payable is the lesser of 90% of the clients loss, which is recognised as being eligible for compensation or €20,000.
We regret that credit cannot be extended to clients in respect of premiums, initial, renewal or additional. Initial or first premiums must be paid at inception of cover and renewal premiums before the policy renewal date otherwise the Company will advise the insurance undertaking or product producer involved and cover will be cancelled.
DLS Capital Management Limited will issue receipts for each payment received pursuant to Section 30 of the Investment Intermediaries Act 1995 and such receipts will be retained in a safe place.